Q: I understand that medigap Plan F is going away in 2020. I’ve had Plan F for years. Does that mean I have to pick a new plan?
A: No, you don’t need to switch plans. Medicare supplement (medigap) policies, which help cover Medicare’s co-payments, deductibles and other out-of-pocket costs, currently come in 10 standardized plans: A through D, F, G, and K through N. Every plan with the same letter designation provides the same coverage, even though premiums can vary by company. Medigap Plan F and Plan C can’t be sold to newly eligible Medicare beneficiaries after January 1, 2020, but current beneficiaries can keep their plans.