New Underwriting Policy for Plan Changers to AARP Medicare Supplement Insurance Plan G

Starting October 1, 2018, members currently enrolled in an AARP® Medicare Supplement Insurance Plan, including Medicare Select Plans, insured by UnitedHealthcare® Insurance Company, residing in all states and territories EXCEPT CA, CT, FL, GU, MA, ME, MN, MP, NY, OR, VI, VT, WA, and WI who wish to change to Plan G will now need to complete a new application and answer all medical underwriting questions to determine a premium rate. This new underwriting policy is in response to UnitedHealthcare’s efforts to maintain stable Plan G premium rates and product competiveness.

Important: Any Plan G plan change applications received by UnitedHealthcare on or after October 1, 2018 in an impacted state/territory will be underwritten. October 1 is the date in which the application was received, not the applicant signature date nor the send date.

Agents may help current members change to another AARP Medicare Supplement Insurance Plan other than Plan G when underwriting is not needed by using the Agent Change Request Form 4, located on Jarvis under Enrollment > Application Status. Please refer to the state specific Producer Handbook for plan change details.

Exception: Current AARP Medicare Select Insurance Plan members in all states, looking to enroll in Plan G due to loss of network are not impacted by this underwriting change, and therefore will not be underwritten.

New Plan G Underwriting Policy and Member Options
Once an application for a Plan G change is submitted, underwriting will be completed. If the underwriting result is a higher premium rate, an Underwriter will call the member to explain and learn if they would like to continue with the plan change. The following table provides member options and details: